Manager, Anti-Fraud

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  • Dubai
  • Permanent
  • Full-time
  • Just now
Manager, Anti-FraudDepartment: Risk B2CEmployment Type: Full TimeLocation: UAEReporting To: Sergey BogdanovDescriptionAbout TabbyTabby helps users take control of their finances by offering flexible, interest-free payment solutions across the UAE, KSA, Egypt, and Kuwait. Partnering with global brands like H&M, Adidas, and IKEA, we provide a seamless shopping experience, giving customers the freedom to shop smarter and save more.About the roleWe are looking for an experienced Anti-Fraud Manager to lead fraud prevention strategy across multiple regulated products in the UAE. This role will be responsible for building a unified fraud governance framework, managing cross-product risk, and ensuring compliance with CBUAE regulations.You will play a key role in protecting the business across BNPL, wallets, and money transfers, while working closely with regulators, law enforcement, and internal stakeholders.Key Responsibilities
  • Design and implement a unified fraud governance framework across multiple licenses:
  • BNPL (Finance Companies Regulation)
  • Stored Value Facilities (wallets)
  • Retail Payment Services (transfers)
  • Ensure compliance with relevant UAE regulations, including:
  • Decree-Law No. 6/2025
  • CBUAE authentication requirements (May 2025)
  • Establish product-specific SOPs, escalation processes, and controls within a single framework
  • Integrate fraud prevention with AML/CFT requirements (incl. STR/SAR filing via goAML within 24h)
  • Maintain strong audit readiness across all products, including clear audit trails
  • Identify and manage cross-product fraud typologies, including:
  • BNPL: synthetic identity, first-party fraud, merchant collusion
  • Wallet: account takeover (ATO), unauthorized top-ups
  • Transfers: money mules, structuring, sanctions evasion
  • Detect and mitigate cross-product fraud patterns (e.g. wallet → BNPL → transfer layering)
  • Monitor remittance risks across key corridors (India, Pakistan, Philippines, Bangladesh), including:
  • FATF exposure
  • Structuring below EDD thresholds
  • Correspondent banking risks
  • Implement advanced monitoring strategies, leveraging signal correlation across products
  • Assess expat population risks, including:
  • Visa expiry tracking
  • Exit risk scoring
  • Employment verification
  • Seasonal trends (e.g. Ramadan, summer)
  • Stay ahead of emerging threats, such as:
  • Deepfake KYC bypass
  • AI-generated document fraud
  • Fraud-as-a-service models
  • Social media-driven mule recruitment
  • Manage relationships and cooperation with UAE authorities:
  • Dubai Police eCrime
  • Abu Dhabi Aman
  • Federal Prosecution
  • Lead fraud case escalation, including complaint filing and evidence preparation
  • Apply appropriate legal frameworks:
  • Cybercrime Law (Decree-Law 34/2021)
  • AML Law (Decree-Law 10/2025)
  • Support fraud recovery actions, including:
  • Travel bans
  • Account freezes
  • Asset seizure
Skills, Knowledge & ExpertiseMust-Have
  • 5+ years of experience in fraud prevention, with at least 2 years in UAE/GCC fintech or payments
  • Experience across at least 2 of the following:
  • BNPL / lending
  • Digital wallets
  • Money transfers / remittances
  • Strong experience with CBUAE regulations (licensing, audits, or framework implementation)
  • Proven experience working with UAE law enforcement authorities
  • Fluent in English (Arabic is a strong advantage)
Nice-to-Have
  • Experience with remittance fraud and AML in UAE corridors
  • Knowledge of sanctions screening and PEP frameworks
  • Certifications such as CFE, CAMS, or equivalent
  • Experience with ML-based fraud detection across multiple products
  • Familiarity with AECB data, Nebras API, or similar tools
  • Exposure to DIFC/ADGM regulations, correspondent banking, or exchange houses
Why join us?
  • Work on high-impact fraud challenges across multiple financial products
  • Be part of a fast-growing fintech in the UAE
  • Collaborate with regulators, law enforcement, and senior stakeholders
  • Shape the future of fraud prevention in a complex, multi-license environment

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