Senior Officer, Secure Lending OPS (Emiratised role)

First Abu Dhabi Bank View all jobs

  • Abu Dhabi
  • Permanent
  • Full-time
  • 9 days ago
Job Category: Officer - Credit - CAD DocumentationJob Description:ROLE PURPOSE :Responsible for preparing documentation of Islamic real estate (Home Finance & Estate Finance) facilities and ensuring accurate detailing before activating the same into the Bank's system. Further, responsible for the day-to-day duties of all secure lending ops activities within the team. Provide high levels of customer service and ensure error-free processing. Moreover, accountable for complying with all necessary approval terms and conditions under FAB policies and procedures.KEY ACCOUNTABILITIES :
  • Preparing Documentation such as facility offer letters, Consent Letters and other ad hoc Letters for Islamic real estate (Home finance & Estate Finance).
  • Reviewing all documents and maintaining accuracy with regards to Facility amounts, Profit rates, Fee recovery and other terms and conditions in line with bank policy and procedures.
  • Ensuring rectification of any discrepancies raised at time of document vetting.
  • Signing as maker for all disbursal, internal memos which are sent to Loan Operations.
  • Process as maker in system related activities such as CAS, LMS etc
  • Preparing Islamic real estate (Home finance & Estate Finance) facility Instruction after all documentation is in order and send to Loan operations for processing.
  • Updating deferral & Post Disbursal Documents MIS
  • Ensuring Timely submission & updating respective MIS.
  • Lodgement of Disbursal and other documents.
  • Act as a backup during the absence of other staff and as and when necessary.
  • Execute any special tasks assigned by Management from time to time.
  • Maintain records related to Admin functions such as; inward/outward mail statements, acknowledgements and other important correspondence.
  • Check if applications are complete with all required documents and ensuring the same is filed properly in respective product file before security documents are sent for lodgement.
  • Receive and record all requests in respective MIS.
  • Process all transactions as per the approved DOA for Credit and Business
  • Ensure all queues are zero at the end of the day.
Minimum Qualification
  • Bachelor's in commerce Major in Management Accounting.
Knowledge & Experience:6-8 years' experience in Consumer Banking with at least 6 years' experience especially in Islamic mortgage & Real Estate facility in admin / OPS functionsSkills:Knowledge and use of banking software systems, basic PC skills and common MS applications like Excel and Word. * Good knowledge of English language (both written and spoken).
  • Good knowledge of Bank's financial system.
  • Very good knowledge of Banking Products / Mortgage & Personal Banking functions.
  • Very good knowledge of U.A.E. legal environment & Central Bank regulations.
  • Decision making skills, ability to work under pressure, attention to details.
About Us:About Us:First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world's largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.Life at FAB:Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to "Grow Stronger." We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organizationCareer Development:FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.Our Values:At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.Join our team and be part of a journey to shape the future of banking.

First Abu Dhabi Bank

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