Credit Manager - Mortgage Underwriting

• Role: Credit Manager
• Location: Abu Dhabi, UAE
• Industry: Banking
• Function: Credit Risk
• Experience: 7-10 years
• Job Type: Full-time

• Lead mortgage underwriting and credit initiation teams to ensure efficient loan processing and approvals
• Manage credit risk in line with bank policies and regulatory requirements
• Develop capacity plans aligned with business volumes and service level agreements
• Drive automation and digital transformation of credit decision processes
• Monitor underwriting quality ensuring minimal errors and no audit observations
• Track policy exceptions and analyze trends in loan approvals across products
• Oversee valuation processes ensuring accuracy and compliance with standards
• Set performance objectives and manage team development and productivity
• Ensure adherence to internal policies, procedures, and regulatory frameworks
• Improve workflows to enhance turnaround times and operational efficiency
• Support system enhancements and implementation of automation initiatives
• Ensure proper approval authority delegation and compliance in decision-making
• Build strong relationships with business stakeholders to support structured lending decisions
• Prepare and review departmental reports ensuring accuracy and timeliness

• Bachelor's degree in Finance, Engineering, or related field
• MBA or relevant postgraduate qualification is an advantage
• 7 to 10 years of experience in credit risk or underwriting within banking sector
• Minimum 4 years in managerial or supervisory roles
• Strong understanding of mortgage underwriting and consumer lending
• Experience in credit risk assessment, valuation review, and policy compliance
• Strong analytical and decision-making capabilities
• Excellent communication and stakeholder management skills
• Exposure to digital transformation and automation initiatives in banking

• Credit risk management and underwriting expertise
• Mortgage lending and consumer banking knowledge
• Process automation and digital transformation awareness
• Financial analysis and risk assessment skills
• Team leadership and performance management
• Regulatory compliance and policy implementation

• Work with the UAE's leading banking institution in a high-impact credit function
• Opportunity to lead underwriting transformation and automation initiatives
• Exposure to strategic credit risk management and decision-making
• Career growth in credit leadership and banking operations

• Role: Credit Manager
• Location: Abu Dhabi, UAE
• Industry: Banking
• Function: Credit Risk
• Experience: 7-10 years
• Job Type: Full-time

• Lead mortgage underwriting and credit initiation teams to ensure efficient loan processing and approvals
• Manage credit risk in line with bank policies and regulatory requirements
• Develop capacity plans aligned with business volumes and service level agreements
• Drive automation and digital transformation of credit decision processes
• Monitor underwriting quality ensuring minimal errors and no audit observations
• Track policy exceptions and analyze trends in loan approvals across products
• Oversee valuation processes ensuring accuracy and compliance with standards
• Set performance objectives and manage team development and productivity
• Ensure adherence to internal policies, procedures, and regulatory frameworks
• Improve workflows to enhance turnaround times and operational efficiency
• Support system enhancements and implementation of automation initiatives
• Ensure proper approval authority delegation and compliance in decision-making
• Build strong relationships with business stakeholders to support structured lending decisions
• Prepare and review departmental reports ensuring accuracy and timeliness

• Bachelor's degree in Finance, Engineering, or related field
• MBA or relevant postgraduate qualification is an advantage
• 7 to 10 years of experience in credit risk or underwriting within banking sector
• Minimum 4 years in managerial or supervisory roles
• Strong understanding of mortgage underwriting and consumer lending
• Experience in credit risk assessment, valuation review, and policy compliance
• Strong analytical and decision-making capabilities
• Excellent communication and stakeholder management skills
• Exposure to digital transformation and automation initiatives in banking

• Credit risk management and underwriting expertise
• Mortgage lending and consumer banking knowledge
• Process automation and digital transformation awareness
• Financial analysis and risk assessment skills
• Team leadership and performance management
• Regulatory compliance and policy implementation

• Work with the UAE's leading banking institution in a high-impact credit function
• Opportunity to lead underwriting transformation and automation initiatives
• Exposure to strategic credit risk management and decision-making
• Career growth in credit leadership and banking operations

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