Assistant Credit Manager (Sharjah & NE)
Commercial Bank of Dubai
- Dubai
- Permanent
- Full-time
- Receives credit proposals for corporate banking and examines them to ensure completeness of supporting information/ documents and compliance with Bank’s requirements.
- Undertakes detailed analysis of proposals by strictly adhering to: Basic principles of lending, Bank’s procedures & Policies, UAE Central Bank Rules, and other regulations wherever applicable to assess quality and proper asset selection.
- Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposals
- Addresses and clarifies issues or points raised at the review stage prior to preparation of the SWOT Analysis
- Prepares credit proposals with SWOT Analysis covering all significant factors (Strengths & Risks) for review and recommendation by Team Leaders, ensuring accuracy and completeness.
- Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.
- Communicates the Management decision on credit proposals to Business Analysts, RMs, Branch Managers, Segment Heads, Other Units & Unit Heads
- Maintains proper records for receipt, processing & disposal of credit proposals/ JETS for monitoring reports, internal/ external requirements.
- Provides clarifications to Credit Control Unit for the preparation of post approval borrowing documentation.
- Assists in Special Projects/ Assignments that are entrusted by the Team Leader/ Unit Head/ Management
- 5 year’s finance experience with 4 years in general banking and 1 years in the Credit function.
- Bachelor's Degree any discipline
- Strong communication skills
- Good Analytical/ Report writing skills.
- Computer literate with strong working knowledge of business software applications, particularly spreadsheets
- High attention to details
- Well organized
- Team Player