Job DescriptionTo provide support to Credit Policy and Portfolio Risk Management by conducting fact-based analytics that integrates risk and customer behavior. Act support to the MIS Manager in developing, enhancing and in automation of all the department reports. Support activities on the Moody’s Credit Lens Platform related to modelling, internal customer management.Assisting in managing, deploying and validating credit risk models hosted in the Credit Lens environment.Support Internal testing of models for validation (and external validation).Assist in the development of credit risk management models for the various segments of business, such as corporate, middle market, contracting, real estate and SME.Perform data due diligence and support data preparation required for the IFRS 9, Basel and Stress Testing.Ensure accuracy and completeness of archived information and related documentation to allow audit review of the validation work performed.Assist in streamlining and automating MIS and reports generation process.To ensure quality assurance and integrity of data.Support in maintenance of RMD Tracking system including but not limited to conducting UAT for any new additions, documenting processes, managing reports etc.Assist and coordinate with team members and IT Department to implement plans on designing data structure/reports and perform necessary due diligence.Support MIS Manager on the new initiatives related to system enhancement/modification tasks taken up with various units (IT, Business etc).Support MIS Manager with enhancing Portfolio and management reports.Assist RM’s with addition, modification of customer records in the Credit Lens platform.Additionally, where required, support in registering, distribution and handle approvals of credit proposals in the RMD tracking system.Act as backup for MIS Manager and Risk Analytics & Scoring Manager for their tasks. All the above accountabilities include, but not limited to, any additional/new tasks or responsibilities assigned by the line Manager.All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line Manager.Competencies/SkillsEducationMinimum Bachelor’s degree.MBA preferred, with a major in Finance or Economics.Certification in Risk Analytics.Advantage to have a CFA or FRM.Work ExperienceMinimum 4-6 years in banking/financial sector.Experience of Risk reporting is necessary. Modeling is an added advantage.Some experience of or indirect involvement in Credit Policy / Approval / Review is an added advantage.Experience in the UAE and GCC market would be a definite advantage.
