Retail Credit Analyst - Mortgage Lending
First Abu Dhabi Bank View all jobs
- Abu Dhabi
- DH 11,500-17,500 per month
- Permanent
- Full-time
- Role: Credit Analyst
- Location: Abu Dhabi UAE
- Industry: Banking
- Experience: 3-5 years
- Job Type: Full-time
Retail Credit Analyst - Mortgage Lending role in Abu Dhabi UAE within the Banking and Financial Services industry is a strong hiring opportunity for professionals focused on mortgage credit assessment, financial analysis, and risk evaluation. This role supports lending decisions by analyzing borrower profiles, ensuring compliance with credit policies, and maintaining high underwriting standards.Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Review-Analysis
Salary: 11500-17500 monthly
(Estimated salary range based on similar jobs in Abu Dhabi; please confirm the final offer with the employer.)
Gender: Any
Candidate Nationality: Any
Job Type: Full-timeRole Context
This position plays a key role in personal banking credit by supporting mortgage lending decisions through structured analysis and documentation review. It ensures that all credit proposals meet internal risk standards while maintaining efficiency, accuracy, and regulatory compliance across retail banking operations.Key Responsibilities
- Review client financial records including bank statements and audited documents to assess creditworthiness
- Prepare structured credit proposals and recommendations for mortgage facilities
- Evaluate credit risks and highlight mitigants in line with lending policies
- Ensure all documentation is complete and meets approval requirements
- Manage exception cases including incomplete or deferred documents within defined timelines
- Conduct system validations and ensure data accuracy before progressing applications
- Process credit applications efficiently within agreed service levels
- Perform verification checks such as employment and profile validation where required
- Maintain productivity and reporting standards for management review
- Ensure compliance with internal policies and central bank regulations
- Experience in retail banking credit or mortgage underwriting
- Strong understanding of financial analysis and lending principles
- Knowledge of credit risk assessment and compliance requirements
- Ability to manage documentation with high attention to detail
- Good analytical and problem-solving skills
- Strong communication and coordination abilities
- Ability to work efficiently in a process-driven environment
- Credit risk analysis and mortgage underwriting
- Financial statement evaluation
- Banking systems and credit processing tools
- Compliance and regulatory knowledge
- Data accuracy and reporting
- MS Office including Excel
- Opportunity to develop expertise in mortgage and retail credit
- Work within a structured and high-compliance banking environment
- Exposure to credit decision-making and lending processes
- Career growth within a leading financial institution
- Supportive environment focused on skill development
First Abu Dhabi Bank is the UAE's largest bank, recognized for its strong financial stability, innovation, and commitment to delivering high-quality banking services across retail, corporate, and investment segments.Job Title Retail Credit Analyst - Mortgage Lending
Job Description Retail Credit Analyst - Mortgage LendingJob Snapshot
- Role: Credit Analyst
- Location: Abu Dhabi UAE
- Industry: Banking
- Experience: 3-5 years
- Job Type: Full-time
Retail Credit Analyst - Mortgage Lending role in Abu Dhabi UAE within the Banking and Financial Services industry is a strong hiring opportunity for professionals focused on mortgage credit assessment, financial analysis, and risk evaluation. This role supports lending decisions by analyzing borrower profiles, ensuring compliance with credit policies, and maintaining high underwriting standards.Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Review-Analysis
Salary: 11500-17500 monthly
(Estimated salary range based on similar jobs in Abu Dhabi; please confirm the final offer with the employer.)
Gender: Any
Candidate Nationality: Any
Job Type: Full-timeRole Context
This position plays a key role in personal banking credit by supporting mortgage lending decisions through structured analysis and documentation review. It ensures that all credit proposals meet internal risk standards while maintaining efficiency, accuracy, and regulatory compliance across retail banking operations.Key Responsibilities
- Review client financial records including bank statements and audited documents to assess creditworthiness
- Prepare structured credit proposals and recommendations for mortgage facilities
- Evaluate credit risks and highlight mitigants in line with lending policies
- Ensure all documentation is complete and meets approval requirements
- Manage exception cases including incomplete or deferred documents within defined timelines
- Conduct system validations and ensure data accuracy before progressing applications
- Process credit applications efficiently within agreed service levels
- Perform verification checks such as employment and profile validation where required
- Maintain productivity and reporting standards for management review
- Ensure compliance with internal policies and central bank regulations
- Experience in retail banking credit or mortgage underwriting
- Strong understanding of financial analysis and lending principles
- Knowledge of credit risk assessment and compliance requirements
- Ability to manage documentation with high attention to detail
- Good analytical and problem-solving skills
- Strong communication and coordination abilities
- Ability to work efficiently in a process-driven environment
- Credit risk analysis and mortgage underwriting
- Financial statement evaluation
- Banking systems and credit processing tools
- Compliance and regulatory knowledge
- Data accuracy and reporting
- MS Office including Excel
- Opportunity to develop expertise in mortgage and retail credit
- Work within a structured and high-compliance banking environment
- Exposure to credit decision-making and lending processes
- Career growth within a leading financial institution
- Supportive environment focused on skill development
First Abu Dhabi Bank is the UAE's largest bank, recognized for its strong financial stability, innovation, and commitment to delivering high-quality banking services across retail, corporate, and investment segments.
Post DetailsJob Start Date
Salary from 11500.00
Salary to 17500.00
Number of Vacancies 1
Location -Location City Abu DhabiDesired Candidate's Profile
Gender No Preference
Nationality
Candidate Current Location
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