Credit Analyst - Mortgage Lending

First Abu Dhabi Bank View all jobs

  • Abu Dhabi
  • DH 10,000-15,000 per month
  • Permanent
  • Full-time
  • 14 days ago
Job Title
Credit Analyst - Mortgage LendingJob Snapshot
  • Role: Credit Analyst
  • Location: Abu Dhabi UAE
  • Industry: Banking
  • Experience: 3+ years
  • Job Type: Full-time
Position Overview
Credit Analyst - Mortgage Lending role in Abu Dhabi UAE within the banking industry is a strong hiring opportunity for professionals specializing in credit evaluation and mortgage underwriting. This role focuses on assessing financial documents, supporting lending decisions, and ensuring compliance with internal credit policies and regulatory standards.Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Analysis
Salary: 10000-15000 monthly
(Estimated salary range based on similar jobs in Dubai; please confirm the final offer with the employer.)
Gender: Any
Candidate Nationality: Any
Job Type: Full-timeContent Deep Clean Layer
All formatting inconsistencies, encoded characters, and duplicate content have been removed. Text has been standardized for clarity, compliance, and structured readability.Role Context
This role supports personal banking credit operations by reviewing mortgage applications and evaluating borrower risk profiles. It ensures that lending decisions are based on accurate financial analysis while maintaining portfolio quality and minimizing credit exposure for the bank.Key Responsibilities
  • Prepare credit proposals based on detailed financial document analysis
  • Evaluate client financial statements and credit history to assess risk levels
  • Ensure completeness and accuracy of credit documentation before submission
  • Support approval processes in line with delegated authority frameworks
  • Manage exceptions such as missing or deferred documents within defined timelines
  • Maintain productivity reports and ensure timely reporting to management
  • Analyze bank statements and audited financials to validate lending eligibility
  • Identify credit risks and recommend mitigants during proposal evaluation
  • Perform system checks and ensure accurate data entry before approval stages
  • Process applications within agreed turnaround times and service standards
  • Conduct verification processes such as employment verification and credit checks where required
Ideal Profile
  • Experience in credit analysis, mortgage underwriting, or retail banking credit
  • Strong understanding of financial statements and risk assessment
  • Ability to handle high volumes of applications with attention to detail
  • Familiarity with banking systems and credit processing workflows
  • Good communication skills and ability to coordinate with internal teams
Skills Set
  • Credit risk assessment and underwriting
  • Financial statement analysis
  • Mortgage lending processes
  • Documentation review and compliance
  • Banking systems and reporting tools
  • Attention to detail and accuracy
Why Join Us
  • Opportunity to work in a structured and high-demand credit function
  • Exposure to mortgage lending and retail banking operations
  • Career growth in credit risk and underwriting roles
  • Stable environment within a leading financial institution
  • Continuous learning and professional development opportunities
About the Company
First Abu Dhabi Bank is the UAE's largest financial institution, known for its strong credit governance, advanced banking systems, and commitment to delivering secure and customer-focused financial solutions.Job Title Credit Analyst - Mortgage Lending
Job Description Job Title
Credit Analyst - Mortgage LendingJob Snapshot
  • Role: Credit Analyst
  • Location: Abu Dhabi UAE
  • Industry: Banking
  • Experience: 3+ years
  • Job Type: Full-time
Position Overview
Credit Analyst - Mortgage Lending role in Abu Dhabi UAE within the banking industry is a strong hiring opportunity for professionals specializing in credit evaluation and mortgage underwriting. This role focuses on assessing financial documents, supporting lending decisions, and ensuring compliance with internal credit policies and regulatory standards.Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Analysis
Salary: 10000-15000 monthly
(Estimated salary range based on similar jobs in Dubai; please confirm the final offer with the employer.)
Gender: Any
Candidate Nationality: Any
Job Type: Full-timeContent Deep Clean Layer
All formatting inconsistencies, encoded characters, and duplicate content have been removed. Text has been standardized for clarity, compliance, and structured readability.Role Context
This role supports personal banking credit operations by reviewing mortgage applications and evaluating borrower risk profiles. It ensures that lending decisions are based on accurate financial analysis while maintaining portfolio quality and minimizing credit exposure for the bank.Key Responsibilities
  • Prepare credit proposals based on detailed financial document analysis
  • Evaluate client financial statements and credit history to assess risk levels
  • Ensure completeness and accuracy of credit documentation before submission
  • Support approval processes in line with delegated authority frameworks
  • Manage exceptions such as missing or deferred documents within defined timelines
  • Maintain productivity reports and ensure timely reporting to management
  • Analyze bank statements and audited financials to validate lending eligibility
  • Identify credit risks and recommend mitigants during proposal evaluation
  • Perform system checks and ensure accurate data entry before approval stages
  • Process applications within agreed turnaround times and service standards
  • Conduct verification processes such as employment verification and credit checks where required
Ideal Profile
  • Experience in credit analysis, mortgage underwriting, or retail banking credit
  • Strong understanding of financial statements and risk assessment
  • Ability to handle high volumes of applications with attention to detail
  • Familiarity with banking systems and credit processing workflows
  • Good communication skills and ability to coordinate with internal teams
Skills Set
  • Credit risk assessment and underwriting
  • Financial statement analysis
  • Mortgage lending processes
  • Documentation review and compliance
  • Banking systems and reporting tools
  • Attention to detail and accuracy
Why Join Us
  • Opportunity to work in a structured and high-demand credit function
  • Exposure to mortgage lending and retail banking operations
  • Career growth in credit risk and underwriting roles
  • Stable environment within a leading financial institution
  • Continuous learning and professional development opportunities
About the Company
First Abu Dhabi Bank is the UAE's largest financial institution, known for its strong credit governance, advanced banking systems, and commitment to delivering secure and customer-focused financial solutions.
Post DetailsJob Start Date
Salary from 10000.00
Salary to 15000.00
Number of Vacancies 1
Location -Location City Abu DhabiDesired Candidate's Profile
Gender No Preference
Nationality
Candidate Current Location

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