Credit Analyst - Mortgage and Retail Banking
First Abu Dhabi Bank View all jobs
- Abu Dhabi
- DH 12,000-18,000 per month
- Permanent
- Full-time
- Role: Credit Analyst
- Location: Abu Dhabi UAE
- Industry: Banking
- Experience: 3-5 years
- Job Type: Full-time
Credit Analyst - Mortgage and Retail Banking role in Abu Dhabi UAE within the Banking and Financial Services sector is an excellent opportunity for professionals specializing in credit evaluation, mortgage underwriting, and financial risk assessment. This hiring role focuses on analyzing client financials, ensuring compliance with lending policies, and supporting credit decisions to maintain portfolio quality and minimize risk exposure.Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Review-Analysis
Salary: 12000-18000 monthly
(Estimated salary range based on similar jobs in Abu Dhabi; please confirm the final offer with the employer.)
Gender: Any
Candidate Nationality: Any
Job Type: Full-timeRole Context
This role supports personal banking credit operations by assessing mortgage and retail loan applications. It plays a critical role in evaluating creditworthiness, ensuring accurate documentation, and maintaining compliance with regulatory and internal standards. The position contributes directly to responsible lending practices and portfolio stability.Key Responsibilities
- Review and analyze financial documents including bank statements and audited reports
- Assess client creditworthiness and evaluate associated risks for mortgage and retail loans
- Prepare credit proposals and recommendations based on financial analysis
- Ensure completeness and accuracy of documentation before submission for approval
- Monitor exception reports and manage incomplete or deferred documentation within timelines
- Conduct system checks and ensure data accuracy before progressing applications
- Identify risks, mitigants, and policy deviations in credit proposals
- Support timely processing of credit applications in line with service standards
- Perform verification processes such as employment verification and credit checks
- Maintain regular reporting and ensure compliance with audit and regulatory requirements
- Experience in credit analysis, mortgage underwriting, or retail banking credit
- Strong understanding of financial statements and lending principles
- Knowledge of credit risk assessment and regulatory compliance
- Ability to manage documentation and ensure process accuracy
- Good analytical and problem-solving skills
- Effective communication and coordination abilities
- Ability to work under deadlines and maintain quality standards
- Financial analysis and credit evaluation
- Mortgage underwriting and retail lending knowledge
- Risk assessment and compliance procedures
- Banking systems and reporting tools
- Attention to detail and documentation accuracy
- MS Office including Excel and reporting tools
- Opportunity to build expertise in credit risk and mortgage underwriting
- Work within a structured and compliant banking environment
- Exposure to retail banking operations and credit processes
- Career growth within a leading financial institution
- Stable role with strong learning and development opportunities
First Abu Dhabi Bank is the UAE's largest bank, offering a comprehensive range of financial services and known for its strong governance, innovation, and commitment to delivering secure and reliable banking solutions across the region.Job Title Credit Analyst - Mortgage and Retail Banking
Job Description Credit Analyst - Mortgage and Retail BankingJob Snapshot
- Role: Credit Analyst
- Location: Abu Dhabi UAE
- Industry: Banking
- Experience: 3-5 years
- Job Type: Full-time
Credit Analyst - Mortgage and Retail Banking role in Abu Dhabi UAE within the Banking and Financial Services sector is an excellent opportunity for professionals specializing in credit evaluation, mortgage underwriting, and financial risk assessment. This hiring role focuses on analyzing client financials, ensuring compliance with lending policies, and supporting credit decisions to maintain portfolio quality and minimize risk exposure.Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Review-Analysis
Salary: 12000-18000 monthly
(Estimated salary range based on similar jobs in Abu Dhabi; please confirm the final offer with the employer.)
Gender: Any
Candidate Nationality: Any
Job Type: Full-timeRole Context
This role supports personal banking credit operations by assessing mortgage and retail loan applications. It plays a critical role in evaluating creditworthiness, ensuring accurate documentation, and maintaining compliance with regulatory and internal standards. The position contributes directly to responsible lending practices and portfolio stability.Key Responsibilities
- Review and analyze financial documents including bank statements and audited reports
- Assess client creditworthiness and evaluate associated risks for mortgage and retail loans
- Prepare credit proposals and recommendations based on financial analysis
- Ensure completeness and accuracy of documentation before submission for approval
- Monitor exception reports and manage incomplete or deferred documentation within timelines
- Conduct system checks and ensure data accuracy before progressing applications
- Identify risks, mitigants, and policy deviations in credit proposals
- Support timely processing of credit applications in line with service standards
- Perform verification processes such as employment verification and credit checks
- Maintain regular reporting and ensure compliance with audit and regulatory requirements
- Experience in credit analysis, mortgage underwriting, or retail banking credit
- Strong understanding of financial statements and lending principles
- Knowledge of credit risk assessment and regulatory compliance
- Ability to manage documentation and ensure process accuracy
- Good analytical and problem-solving skills
- Effective communication and coordination abilities
- Ability to work under deadlines and maintain quality standards
- Financial analysis and credit evaluation
- Mortgage underwriting and retail lending knowledge
- Risk assessment and compliance procedures
- Banking systems and reporting tools
- Attention to detail and documentation accuracy
- MS Office including Excel and reporting tools
- Opportunity to build expertise in credit risk and mortgage underwriting
- Work within a structured and compliant banking environment
- Exposure to retail banking operations and credit processes
- Career growth within a leading financial institution
- Stable role with strong learning and development opportunities
First Abu Dhabi Bank is the UAE's largest bank, offering a comprehensive range of financial services and known for its strong governance, innovation, and commitment to delivering secure and reliable banking solutions across the region.
Post DetailsJob Start Date
Salary from 12000.00
Salary to 18000.00
Number of Vacancies 1
Location -Location City Abu DhabiDesired Candidate's Profile
Gender No Preference
Nationality
Candidate Current Location
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